North Personal Super and Pension
Markets are unpredictable – they can move up, down or even sideways. So what’s the solution if you want to grow your wealth, but also want to protect what you have?
Is it possible to invest in growth assets without the downside?
You can with North.
North is AXA’s innovative superannuation and retirement solution which also allows you to choose a guarantee over your capital or income investment. These are available through two flexible investment plans:
1. North Personal Superannuation
2. North Personal Pension
You will have an extensive range of investment options with a choice of over 160 managed funds (40 with a guarantee), including multi-manager funds, shares, exchange traded funds (ETFs) and term deposits. In addition you also have access to our award-winning AXA’s Elevate Insurance solutions within the tax-effective framework of your North superannuation or pension account.
Three optional guarantees for protection
Protected Investment guarantee*
The Protected Investment guarantee option (available over 6 and 8 year terms) guarantees to return all initial capital and contributions, plus lock in any growth as a result of positive investment performance every two years, provided your Account Value exceeds your Protected Balance on your Guarantee anniversary date.
Protected Growth guarantee*
The Protected Growth guarantee option (available over 10 and 20 year terms) guarantees to return all initial capital and contributions, plus lock in any growth as a result of positive investment performance each year, provided your Account Value exceeds your Protected Balance on your Guarantee anniversary date.
Protected Retirement guarantee*
The Protected Retirement guarantee allows you to remain fully invested in the assets of your choice while also providing the security of a guaranteed retirement income for life. Your Income Benefit is guaranteed for life even if you run out of your own funds while in retirement. Each year we will also lock in any growth as a result of positive investment performance on your Account Value, provided your Account Value is greater than your Income Base on your Guarantee anniversary date.
With or without a guarantee, your North account provides you with flexibility and choice, and allows you to access your money at your discretion.
For more information, go to North Online.
*Subject to terms and conditions. Please refer to the North Guarantee Product Disclosure Statement - Part B for more information.
Product information
Toolbox
The above information does not replace the full description or terms and conditions of the product. You are advised to read the product disclosure statement (PDS) in relation to this product carefully before deciding if this product is appropriate to your needs. Application can only be made by completing an application form contained in a current PDS. Fund: Wealth Personal Superannuation and Pension Fund ABN 92 381 911 598 Trustee: N.M. Superannuation Pty Ltd ABN 31 008 428 322 AFS Licence No. 234654.
Go to AXA's adviser website:
Login to your employer super online account:
As at 30th March 2011, AXA Asia Pacific Holdings Limited and all of its Australian and New Zealand subsidiaries ceased to be members of the Global AXA Group and became members of the AMP Group.
