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North Personal Super and Pension



North is the multi-award winning wealth management solution from AXA that enables you to invest with confidence in superannuation, pension, and ordinary savings.

Importantly, we can guarantee your investment against loss. With turbulent markets this is a distinct advantage. This is a time of caution and capital preservation. Simultaneously, it is a time to seek the right opportunities. With North, you can do both.

North offers two flexible investment plans for Australians who are either planning their superannuation or currently in retirement:
1. North Personal Superannuation, and
2. North Personal Pension

We offer access to three optional guarantees

Protected Investment guarantee*
The Protected Investment guarantee option (available over 6 and 8 year terms) guarantees to return all initial capital, all contributions, plus will lock in any growth as a result of positive investment performance every two years, provided your Account Value exceeds your Protected Balance on your Guarantee anniversary date.

Protected Growth guarantee*
The Protected Growth guarantee option (available over 10 and 20 year terms) guarantees to return all initial capital, all contributions, plus will lock in any growth as a result of positive investment performance each year, provided your Account Value exceeds your Protected Balance on your Guarantee anniversary date.

Protected Retirement guarantee*
The Protected Retirement guarantee allows you to remain fully invested in the assets of your choice while still providing the security of a guaranteed retirement income for life. Your Income Benefit is guaranteed for life even if you run out of your own funds while in retirement.


Furthermore, each year we will lock in any growth as a result of positive investment performance on your Account Value, provided your Account Value is greater than your Income Base on your Guarantee anniversary date.

For more information, go to North Online.

*Subject to terms and conditions. Please refer to the North Guarantee Product Disclosure Statement - Part B for more information.

Product Information
North (Part A) - Personal Superannuation and Personal Pension North (Part A) - Personal Superannuation and Personal Pension
North (Part A)  - Additional Information North (Part A) - Additional Information
North (Part B) - Protected Growth guarantee North (Part B) - Protected Growth guarantee
North (Part C) - Investment Options North (Part C) - Investment Options
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Case study - Pension Case study - Pension
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The above information does not replace the full description or terms and conditions of the product. You are advised to read the product disclosure statement (PDS) in relation to this product carefully before deciding if this product is appropriate to your needs. Application can only be made by completing an application form contained in a current PDS. Fund: Wealth Personal Superannuation and Pension Fund ABN 92 381 911 598 Trustee: N.M. Superannuation Pty Ltd ABN 31 008 428 322 AFS Licence No. 234654.

 
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