• Finding an adviser
• Selecting an adviser
• Preparing for your financial adviser

Preparing for your financial adviser

Before devising a strategy to meet your financial goals, your adviser will need to look at your existing financial arrangements.

To help with preparing for your initial interview, we’ve prepared a checklist of potentially useful documents covering your income, expenses, assets and liabilities.

Income

• Latest payslip
• Profit and loss statements (for business income)
• Superannuation/pension entitlements
• Statement of other non investment income
• Family trust distribution documents
• Maintenance payment agreement
• Annuity income statements
• Current DSS benefit statements

• Housing (rent statements, mortgage payments, rates, water, electricity, gas, telephone, house contents insurance, repairs/maintenance, furnishings/appliances)
• Transport (petrol, registration, insurance, maintenance, loan/lease payments, parking, public transport)
• Food
• Health (health insurance, chemist, medical fees)
• Education (school fees, child care)
• Personal (clothing, footwear, entertainment, sports/hobbies, subscription/fees, life insurance, disability insurance, superannuation contributions)
• Other expenses (child support, vet fees etc)

• Principal residence
• Holiday house
• Farm
• Vacant land
• Collectibles
• House contents
• Personal property (jewellery)
• Motor vehicles
• Caravan/boat
• Mortgages/loans receivable
• Company of trust loan accounts
• Life insurance cash surrender value
• Other assets/valuables

• Principal residence mortgage
• Other property mortgages
• Motor vehicle debt
• Investment loans
• Total credit card debt
• Other liabilities

• Bank accounts
• Fixed term investments
• Current employee superannuation
• Other superannuation excluding rollovers
• Personal superannuation
• Rollovers
• Life insurance
• Other insurance (total and permanent disablement, income protection, trauma, general insurance, health insurance, business insurance)

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